Free Articles
Debt Settlement Scams in Canada?
By Bonnie Krisher, CDA If you are seeking a solution to your debt or assisting someone else, you have likely been flooded with information. Consumers report experiencing confusion, stress, and frustration when researching what it available to them in Canada. Primarily, they are concerned with who to trust and what risks may exist. All four [...]
read moreWhy Forgive My Debt?
The average Canadian carries two or three credit cards, while some carry up to eight with a line of credit or two. The reality is, for most of us, credit has become a way of life. But what happens when the average person can no longer juggle their monthly payments? Maybe there was a loss [...]
read moreAdult Children and Parental Debt
By Bonnie Krisher The end of the email read “Thanks for your call and making me not feel bad for what we have to do.” This is a direct quote from a gentleman in his mid-fifties needing help with his debt. During our initial phone conversation, he told me that his children were grown and [...]
read moreDebt doctors: Arbitrators can help you get out of a credit crisis
By P.J. Harston Published in several Sun Media Corporation newspapers 2007-08-30 It’s no secret Canadians are racking up their credit cards, taking out mortgages for homes they can’t afford, much less afford to furnish, getting loans for new vehicles and otherwise sinking deeper into debt. Statistics Canada reported that between 1999 and 2005 median debt [...]
read moreWomen Managing the Money
By Bonnie Krisher, CDA. Enter any functional home and, within moments, it becomes apparent who manages the household. Who schedules the appointments, organizes family affairs, is the at-home physician, chauffeur, counsellor, cook and mediator? It’s the woman. Combine this role with the growing necessity to work [...]
read moreFinancial Stress and Mental Health: Basic Tools for Counsellors
By Bonnie Krisher, MEd (Counseling), CDA (K&G Debt & Credit) Click here to view this article in PDF format. Financial stress is widespread and growing. It can have an extraordinary impact on the physical and mental health of individuals and families. New television programs such as Maxed Out have gained popularity in response to this [...]
read moreConsumerism: The Ghost of Christmas Past
By Bonnie Krisher, MEd (Counseling), CDA (K&G Debt & Credit) We often tease about being victims of consumerism; perhaps this rings true more for us women than men, but Christmas is one time of the year that we all, men and women alike, recognize our consumer weakness. This could be due to a combination of [...]
read moreLimitations: Resource and Outsource for Non-clinical Debt
By Bonnie Krisher, MEd (Counseling), CDA (K&G Debt & Credit) “Dreading that climax of all human ills, The inflammation of his weekly bills.” -Byron, Lord (1788-1824) A recent email was sent to my office by a woman obviously overwhelmed by financial stress. The final words in the email read as follows: “I just don’t know [...]
read moreRevenue Canada and Student Loan Blues?
By Bonnie Krisher (K&G Debt & Credit Professionals) It is commonly known that the government can behave in ways that most other creditors cannot in order to obtain payment for debts that are owed to them. For example, if you owe money to Revenue Canada, it is well within their means to freeze bank accounts, [...]
read more35% of Credit Reports Contain Errors!
Understanding Credit Reporting & Your Legal Rights By Bonnie Krisher (K&G Debt & Credit Professionals) Your Credit Report If you’ve ever applied for a credit card, a personal loan, or insurance, there is a file about you. This file contains information on where you work and live, how you pay your bills, and whether you’ve [...]
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